In the previous few months, we have seen a whole lot of Health Care Reform rules and rules being introduced with the aid of the Health and Human Services Department. Every time that happens, the media receives maintain of it and all sorts of articles are written inside the Wall Street Journal, the New York Times, and the TV network news programs speak about it. All the analysts begin speaking approximately the pros and cons, and what it manner to corporations and individuals.
The hassle with this is, oftentimes one creator looked at the law and wrote a bit approximately it. Then other writers start using portions from that first article and rewriting parts to in shape their article. By the time the information gets broadly distributed, the real policies and guidelines get twisted and distorted, and what honestly indicates up inside the media every so often simply doesn’t, in reality, constitute the fact of what the rules say.
There’s plenty of false impressions approximately what is going on with ObamaCare, and one of the things that I’ve noticed in discussions with clients is that there may be an underlying set of myths that human beings have picked up about fitness care reform that simply aren’t authentic. But due to all they’ve heard within the media, human beings accept as true with those myths are definitely true.
Today we’re going to speak about three myths I listen maximum commonly. Not all people believe those myths, but sufficient do, and others are uncertain what to agree with, so it warrants dispelling those myths now.
The first one is that health care reform only affects uninsured human beings. The second one is that Medicare blessings and the Medicare software aren’t always going to be stricken by health care reform. And then the closing one is that health care reform goes to lessen the prices of healthcare.
he primary fantasy approximately fitness care reform best affecting uninsured people. In plenty of the discussions I even have with clients, there are numerous expressions they use: “I have already got coverage, so I won’t be laid low with ObamaCare,” or “I’ll simply maintain my grandfathered medical insurance plan,” and the ultimate one – and this one I can give them a little little bit of leeway, because a part of what they’re announcing is actual — is “I even have institution health insurance, so I won’t be affected by health care reform.”
Well, the reality is that health care reform is really going to affect all and sundry. Starting in 2014, we are going to have an entirely new set of health plans, and people plans have very wealthy benefits with masses of greater features that the existing plans today don’t offer. So those new plans are going to be higher costs.
People that presently have medical health insurance are going to be transitioned into those new plans sometime in 2014. So the insured could be immediately stricken by this due to the fact the fitness plans they have got today are going away, and they may be mapped into a new ObamaCare plan in 2014.
The uninsured have additional difficulty in that if they do not get medical insurance in 2014, they face a mandate penalty. Some of the healthful uninsured are going to take a look at that penalty and say, “Well, the penalty is 1% of my adjusted gross income; I make $50,000, so I’ll pay a $500 penalty or $1,000 for medical health insurance. In that case, I’ll simply take the penalty.” But either manner, they will be without delay affected by fitness care reform. Through the mandate, it influences the insured as well as the uninsured.